{"id":9510,"date":"2019-10-22T04:10:12","date_gmt":"2019-10-21T23:10:12","guid":{"rendered":"http:\/\/umang.pk\/2019\/10\/i-wish-the-bank-had-asked-about-my-spending\/"},"modified":"2019-10-22T04:10:12","modified_gmt":"2019-10-21T23:10:12","slug":"i-wish-the-bank-had-asked-about-my-spending","status":"publish","type":"post","link":"https:\/\/umang.pk\/en_us\/2019\/10\/22\/i-wish-the-bank-had-asked-about-my-spending\/","title":{"rendered":"‘I wish the bank had asked about my spending’"},"content":{"rendered":"
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\n <\/p>\n

<\/p>\n

Image copyright<\/span>
\n Amanda White Man<\/span><\/p>\n

<\/span>

\n Image caption<\/span>
\n <\/p>\n

Amanda said she would have welcomed further assistance
\n <\/span>
\n <\/figcaption><\/figure>\n

When the sale of homes meant that Amanda Whiteman had a \u00a3 28,000 bank account, she knew she had to save some of them.<\/p>\n

Bipolar disorder made it very difficult. The 37-year-old sent money within nine months. <\/p>\n

She had tea and a holiday to show it, but now she has no idea what she bought with the rest spent during the manic phase of the disease.<\/p>\n

Salesman Whiteman said, "I went to the bank to withdraw money and gave it to me without any questions."<\/p>\n

"Everybody's different. Some people will see it as a hindrance, but the help they can give me would later appreciate it."<\/p>\n

    \n
  • Creasing debt is associated with & # 39; depression & # 39;<\/li>\n
  • You have asked your bank to block spending. It's not like that<\/li>\n<\/ul>\n

    Analysis has shown that people with bipolar disorder, depression or obsessive-compulsive disorder (OCD) are experiencing potential problems, especially with excess spending and money management and debt.<\/p>\n

    Currently, the Money and Mental Health Policy Institute requires banking and building societies to monitor customer data to detect signs of problems such as a sharp decline in revenue, a sharp increase in spending, or the continued use of unauthorized overdrafts.<\/p>\n

    You want the bank to use text message notifications for anyone you want, or to clearly indicate where you can get debt advice.<\/p>\n

    Whiteman thought that she probably helped at the time of spending.<\/p>\n

    "It was money and the bank didn't help or take care of the concerns," she said.<\/p>\n

    That's why banks and customers should be able to deploy safety devices at times of good health, not manic depression, she said.<\/p>\n

    She indicated that the bank had something in her record that it was bipolar, not something she could not come in without knowing.<\/p>\n

    Privacy balance<\/h2>\n

    The proposal raises questions about the bank's privacy and how banks play a role in how customers manage their money.<\/p>\n

    The bank pointed out to the laboratory that many customers would have more than one account, making it difficult to collect a comprehensive picture of the customer's finances.<\/p>\n

    There are also data protection rules that make intervention difficult. The Institute wants to publish guidelines on how regulators can legally and securely use customer data.<\/p>\n

    "The news article on how companies use personal data and its impact on privacy and safety is almost a week old. These concerns focus only on the risky risks that can overlook legitimate but enormous opportunity data. Helen Undy, chief executive of the institute, said.<\/p>\n

    "About 100,000 people with troubled debt attempt suicide in the UK every year, and many are silent and struggling to ask for help.<\/p>\n

    "If someone's data shows a sharp drop in income, it can be as simple as a bank checking in as a text message, or signing up for additional support can make all the difference." <\/p>\n<\/p><\/div>\n<\/pre>\n<\/pre>","protected":false},"excerpt":{"rendered":"

    Image copyright Amanda White Man Image caption Amanda said she would have welcomed further assistance When the sale of homes meant that Amanda Whiteman had a \u00a3 28,000 bank account, she knew she had to save some of them. Bipolar disorder made it very difficult. The 37-year-old sent money within nine months. She had tea […]<\/p>\n","protected":false},"author":1,"featured_media":9511,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/posts\/9510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/comments?post=9510"}],"version-history":[{"count":0,"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/posts\/9510\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/umang.pk\/en_us\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/media?parent=9510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/categories?post=9510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/umang.pk\/en_us\/wp-json\/wp\/v2\/tags?post=9510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}